List of All Banks in Pakistan (Commercial, Islamic,International)

List of All Banks in Pakistan

v  CENTRAL BANK

1)      State Bank of Pakistan

v  NATIONALIZED SCHEDULED BANKS

1)      First Women Bank Limited

2)      National Bank of Pakistan

3)      Bank of Punjab

v  SPECIALIZED BANKS

1)      Industrial Development Bank

2)      Zarai Taraqiati Bank Limited[1]

3)      Punjab Provincial Cooperative Bank

4)      SME Bank

v  PRIVATE SCHEDULED BANKS

1)      Allied Bank of Pakistan, Karachi

2)      Arif Habib Bank Limited, Karachi

3)      Askari Bank, Rawalpindi

4)      Atlas Bank, Karachi

5)      Bank Alfalah, Karachi

6)      Bank AL Habib, Karachi

7)      Barclays Bank,Karachi

8)      Citibank, Karachi

9)      Faysal Bank, Karachi

10)   Habib Bank, Karachi

11)   Habib Metropolitan Bank

12)   HSBC Bank Ltd

13)   JS Bank

14)   KASB Bank

15)   MCB Bank Limited

16)   Mybank Limited, Karachi

17)   NIB Bank, Karachi

18)   Royal Bank of Scotland Ltd,Karachi

19)   SAMBA Bank Limited, Karachi

20)   Silkbank Limited

21)   Soneri Bank

22)   Standard Chartered Bank Ltd,Karachi

23)   The Bank Of Tokyo Mitsubishi UFJ Limited, Karachi

24)   United Bank Limited, Karachi

25)   Summit  Bank

v  DEVELOPMENT FINANCIAL INSTITUTIONS

1)      Pak China Investment Company Limited, Islamabad

2)      Pak Kuwait Investment Company Limited, Karachi

3)      Pak Libya Holding Company Limited, Karachi

4)      Pak Iran Joint Investment Company Limited, Karachi

5)      Pak-Oman Investment Company Limited, Karachi

6)      Saudi Pak Industrial and Agricultural Investment Company (Pvt) Limited, Islamabad

7)      House Building Finance Corporation, Karachi

8)      Investment Corporation of Pakistan, Karachi

9)      Pak Brunaei Investment Company Limited, Islamabad

v  INVESTMENT BANKS

1)      Al-Towfeek Investment Bank Limited

2)      Invest Capital Investment Bank Limited

3)      Atlas Investment Bank Limited

4)      Crescent Investment Bank Limited

5)      Escorts Investment Bank Limited

6)      First Credit and Investment Bank Limited[1]

7)      IGI Investment Bank Limited

8)      Fidelity Investment Bank Limited

9)      Islamic Investment Bank Limited

10)   AMZ Securities

11)   Orix Investment Bank (Pakistan) Limited

12)   Prudential Investment Bank Limited

       13)Trust Investment Bank Limited  

       14)Arif Habib Investment and Mutual funds Co.

v  DISCOUNT AND GUARANTEE HOUSES

1)      First Credit & Discount Corp Limited

2)      Prudential Discount & Guarantee House Limited

3)      National Discounting Services Limited

4)      Speedway Fordmetall (Pakistan) Limited

v  HOUSING FINANCE COMPANIES

1)      Asian Housing Finance Limited

2)      Citibank Housing Finance Company Limited

3)      House Building Finance Corporation

4)      International Housing Finance Limited

v  VENTURE CAPITAL COMPANIES

1)      Pakistan Venture Capital Limited

2)      Pakistan Emerging Ventures Limited

3)      AMZ Ventures

v  MICRO FINANCE BANKS

1)      NRSP Micro Finance Bank Limited

2)      The First Micro Finance Bank Limited

3)      Khushali Bank Limited

4)      Karakuram Bank

5)      Network Micro Finance Bank

6)      Pak Oman Micro Finance Bank

7)      Rozgar Micro Finance Bank, Karachi

8)      Tameer Microfinance Bank Limited

9)      Kashf Microfinance Bank Limited

v  ISLAMIC BANKS

1)      Dawood Islamic Bank Limited

2)      Dubai Islamic Bank Pakistan limited

3)      Meezan Bank Premier Islamic Bank In Pakistan

4)      AlBaraka Islamic Bank

5)      BankIslami Pakistan Limited

6)      Emirates Global Islamic Bank

7)      Taqwa Islamic Bank

8)      Burj Bank Limited

v  FOREIGN BANKS

1)         Deutsche Bank AG

2)       Industrial and commercial Bank of China Ltd.

3)       Citi Bank

4)       Standard Chartered Pakistan

5)       The Bank Of Tokyo-Pakistan Operations

6)       HSBC Bank Middle East Limited-Pakistan

7)       Barclays Bank PLC

8)       Oman International  Bank S.A.O.G - Pakistan

Gross Domestic Product Growth Rates of different countries in percent and USD | reasons for increasing and decreasing in GDP

Gross Domestic Product (GDP)

Growth Rate (In Percent)

Country	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014
China	11.4	12.7	14.2	9.6	9.2	10.6	9.5	7.8	7.7	7.3
Malaysia	5.3	5.6	6.3	4.8	-1.5	7.4	5.3	5.5	4.7	6.0
Pakistan	7.7	6.2	4.8	1.7	2.8	1.6	2.7	3.5	4.4	4.7
India	9.3	9.3	9.8	3.9	8.5	10.3	6.6	5.1	6.9	7.3
Australia	3.2	3.0	3.8	3.7	1.7	2.0	2.3	3.7	2.5	2.73

Gross Domestic Product (GDP)

Growth Rate (In Dollars)

Country	2005	2006	2007	2008	2009	2010	2011	2012	2013	2014
China	1740.1	2082.2	2673.3	3441.2	3800.5	4514.9	5574.2	6264.6	6991.9	7590
Malaysia	5564.2	6194.7	7240.7	8486.6	7312	9069	10427.8	10834.7	10973.7	11307.1
Pakistan	714	877	953	1042.8	1009.8	1043.3	1230.8	1266.4	1275.4	1316.6
India	729	816.7	1050	1022.6	1124.5	1387.9	1471.7	1449.7	1455.1	1581.5
Australia		746.9	853.05	1054.56	926.56	1142.26	1389.92	1537.48	1563.9	1454.68

Reasons of Increasing and Decreasing in GDP

1-China

Demographic shifts(One Child Policy, No youth, increase in old population they live long due to good health).Land and property rights are the reasons for decreasing.

 Capital accumulation--the growth in the country's stock of capital assets, such as new factories, manufacturing machinery, and communications systems--was important, as were the number of Chinese workers, a sharp, sustained increase in productivity (that is, increased worker efficiency) was the driving force behind the economic boom of China.

2-Malaysia

Decreases due to: This year has seen tumultuous changes across the entire spectrum of the Malaysian body politic and economy. Unlike in earlier years of Prime Minister NajibTunRazak’s six-and-a-half year tenure, Malaysia’s economy is now seen to be in trouble, with contracting growth, rising inflation, continued high levels of capital flight, declining consumer and investor confidence, and a depreciating currency.

Increases due oil Industry, Industry of automobiles, mobiles, Optics, led, tourism etc.

3-Pakistan

Decreases due to:

§   VCP

§  Unemployment

§  Increase Utility charges

§  Poverty

§  Backwardness of Agricultural sector

§  Inflation

§  Population

§  Energy crises

§  Illiteracy

§  Poor Governess

§  Corruption

§  Terrorism

Increases due to: Investment of china, Turkey and exports of vegetables, Rice and wheat, meat.

4-India

Decreases due to: Corruption, increases in Army Budget. Lack of skilled manpower in India, Inadequate infrastructure, Competition from China affecting many exporting units.

GDP Increases due to: Foreign investment, Agriculture, Car and tractor industry, Film Industry, Exports.

5-Iran

Decreases due to: Inflation, Unemployment, Economic mismanagement, Increasing in oil exports of Iraq, Qatar and UAE.

Increases due to: remove the restrictions by the America, Oil export, Tourism, Foreign investment.

How to Calculate Gross Domestic Product:

The equation used to calculate GDP is as follows:

GDP = Consumption + Government Expenditures + Investment + Exports - Imports

The components used to calculate GDP include:

Consumption:

-- Durable Goods (items expected to last more than three years)

-- Non durable goods (food and clothing)

-- Services

Government Expenditures:

-- Defense

-- Roads

-- Schools

Investment Spending:

-- Nonresidential (spending on plants and equipment), Residential (single-family and multi-family homes)

-- Business inventories

Net Exports:

-- Exports are added to GDP

-- Imports are deducted from GDP

The GDP report also includes information regarding inflation:

-- The implicit price deflector measures changes in prices and spending patterns.

-- The fixed-weight price deflector measures price changes for a fixed basket of over 5,000 goods and services.

Measured by Current Dollar

GDP is calculated both in current dollars and in constant dollars. Current Dollar GDP involves calculating economic activity in present-day dollars. This, however, makes time period comparisons difficult due to the effects of inflation.

Measured by Constant Dollar

 By comparison, Constant Dollar GDP factors out the impact of inflation and allows for easy comparisons by converting the value of the dollar in other time periods to present-day dollars.